Despite safety measures, a significant number of work-related injuries and accidents are reported in Virginia every year. If you are hurt at the workplace, you need to file a workers’ compensation claim to recover financial benefits, which will help cover the cost of medical care and job losses. Because these benefits are paid by the insurance company, the process is often complex and challenging to complete. If you are confused about your claim, you should consult the experts of Injured Workers Law Firm for a free consultation. Here are five pointers that need your attention.
- Notify your employer: As an injured employee, you have the obligation to report the accident to your employer. You can inform your immediate supervisor or HR, but ensure you do that in writing. It is always better to report a work injury immediately, even though the laws in Virginia allow a deadline of 30 days.
- Seek medical care: You should see a qualified medical professional for your injuries after a work injury. You have the right to see a doctor and seek proper medical care for your condition. Even if your follow-up care is likely to be for the long-term, do not stop treatment. If you fail to see a doctor, your workers’ compensation claim could be denied.
- File the workers’ compensation claim: You can get the claims form from your employer. If your employer doesn’t cooperate or when you have no clue how to deal with the process, contact an attorney immediately. The statute of limitations in Virginia gives a deadline of two years for filing workers’ compensation claims, and if you miss that, you may not get any benefits at all.
- The workers’ compensation system is a no-fault one: You don’t have to prove that your employer was negligent to get workers’ compensation benefits. The system is not based on fault. Because employers pay for insurance, they have immunity against lawsuits. You cannot sue your employer unless you have valid grounds, such as retaliation or discrimination.
- You may have a third-party claim: In some cases, other parties may be liable for your condition, and you can file a separate personal injury lawsuit. For instance, if you were on duty and suffered a road accident because of another driver, you may have a claim against them. Talk to an experienced attorney.
Most injury lawyers take workers’ compensation claims on a contingency fee, which is a great advantage.
