Your attorney might be required to issue your doctor a letter of protection (LOP), which is a legal document. This is a crucial document that can assist in guaranteeing that you get the medical care you require from a provider without having to pay for it upfront. When you are bringing a claim against an at-fault party and anticipate receiving compensation in the future, a letter of protection will be used as part of the personal injury lawsuit procedure.
An official letter called a letter of protection is typically written by the lawyer of an injured party. A personal injury attorney will have a lot of experience dealing with cases like these, and they are aware of the information that must be in the LOP in order for the injured party to keep getting medical care. Find out what your legal rights are by visiting this website.
What Purpose Serves a Letter of Protection?
For instance, if someone gets hurt personally in Albuquerque as a result of the carelessness or malice of another person, they need to get medical attention right away. Before seeing a doctor, they cannot wait for a personal injury settlement or trial to be finished. However, the insurance company might be reluctant to cover the bills if a victim of an injury has appealed to their health insurance provider.
Why Would a Carrier of Insurance Refuse to Pay Medical Bills?
Insurance companies prefer to avoid paying out money whenever possible. The insurance company will want the person at fault to cover the costs if their policyholder is hurt due to someone else’s activities. For instance, if a person is hurt due to another driver’s negligence, the at-fault driver’s insurance company is normally liable for paying damages. Workers’ compensation will normally cover the costs if someone is hurt at work.
Inadvertently, this might put an injury victim in a difficult position when it comes to covering their immediate and ongoing medical expenses while they wait for a personal injury settlement or jury decision to be rendered. This medical care cannot be postponed.
A person’s lawyer may draught a letter of protection (LOP) and send it to the doctors attending to the injuries. The person will be able to access healthcare through this letter that they would not otherwise be able to pay for on their own. The LOP ensures that the medical professionals will be compensated for their services from a final injury settlement or jury award.